Is Frugality the New Superiority?

We’ve heard the stories before; a couple with average income who managed to rack up $200k in consumer debt, a guy who had to declare bankruptcy due to overspending or a woman who toted a Gucci handbag while lining up for the meal van. These stories are run on various TV shows, magazines, newspapers and … Continue reading

Cash Reserve or Emergency Fund?

One of the most supported strategies in personal finance is to build your emergency fund. The idea is sound; your car might decide to retire, the kitchen might nag for more attention and your government might decide to switch off the analogue signal and force you to buy a digital TV or a set top … Continue reading